You can find an Uber just about anywhere in Michigan. More Ubers mean more cars on the road, and increased congestion makes travel less efficient while raising opportunities for traffic accidents. Uber drivers and passengers, other drivers, and pedestrians all face elevated risks.
Reaching out to Michigan car accident lawyers from White Law PLLC after an accident is the smartest move accident victims can make, and since Uber accidents bring their own set of special complications, it is best to secure representation from a Michigan Uber accident lawyer from White Law PLLC.
Complicating Factors with Uber Accidents
Dealing with the aftermath of any motor vehicle accident can be a challenge, but those challenges easily level up when Ubers are involved. Navigating the insurance companies and ensuring those responsible for paying compensation actually pay is probably the most critical challenge. If you are a victim of an Uber accident, do not try to manage the insurance landscape on your own–you need a Michigan Uber accident attorney on your side.
Your Fight Is Our Fight
How Uber Structures Insurance
Like all other Michigan drivers, Uber drivers must purchase their own car insurance policies. This insurance covers them when they are “off the clock.”
However, Uber also provides its drivers with coverage. The circumstances of an accident, specifically its timing, affect how this insurance coverage works.
On the App and Waiting
When Uber drivers are “live” on the app and waiting for a client, Uber provides third-party coverage if the driver is involved in an accident and their personal insurance does not apply. Uber’s coverage includes $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $25,000 per accident for property damage.
Most likely, neither insurance company will race to take responsibility and pay you, the victim, damages if there is a possibility they can point the finger at the other party. They bicker while you continue to suffer and watch your medical bills pile up. This is why you need a skilled Uber accident attorney in Michigan to deal with the insurance companies for you.
On the App and Driving
When drivers are live on the Uber app and traveling to a pickup or transporting a passenger to their destination, Uber provides:
- $1 million in third-party liability coverage
- Uninsured motorist insurance for bodily injury
- Contingent collision coverage
We’re not just lawyers. We’re passionate advocates who will ensure that your voice is heard and your rights are protected.
Michigan’s State Insurance Requirements for Drivers
Michigan drivers are required to purchase minimum insurance. Since Michigan is a no-fault state, drivers are covered by their own insurance when involved in an accident. Recent changes to Michigan’s insurance laws allow drivers to choose among various levels of coverage. Despite the options, all drivers must carry:
- Personal Injury Protection (PIP) for medical costs
- Liability to cover bodily injury if the driver holds fault for the accident and another involved party is injured another party is injured, and to cover property damage if your negligence damaged another vehicle
- Property insurance protection to cover damage you bring to someone else’s property or parked vehicle
Policies required under Michigan’s no-fault system do not cover pain and suffering or damage to the driver’s vehicle. Victims who require additional coverage for medical costs exceeding their policies, income loss, serious property damage, and emotional distress after accidents that are another party’s fault can seek compensation by filing a personal injury claim against the at-fault driver. Of course, it is best to pursue this claim with help from an Uber accident lawyer in Michigan.
We understand that you may be going through a difficult situation and we are ready to help however we can.
How Modified Comparative Fault Can Affect a Settlement Amount
Michigan follows a modified comparative fault system for personal injury claims. Under this system, victims holding more than 50% responsibility for the accident causing their injuries cannot collect compensation.
Victims less than 50% responsible can pursue compensation, but the total amount they can collect is reduced by their percentage of fault. If victims bear 15% fault, they collect 85% of the total calculated settlement amount.
You will always work directly with your attorney throughout your case.
What a Settlement Can Cover
Whether you are an Uber driver, passenger, third-party vehicle driver or passenger, or pedestrian involved in an Uber accident, your injuries will come with consequences. A fair settlement can mitigate those consequences, restoring your finances and acknowledging your suffering.
Along with carefully investigating your accident to identify its cause and the responsible party to collect evidence proving that party’s negligence, your Michigan Uber accident attorney will assess your losses with great care and calculate a fair settlement amount.
Compensation typically includes:
- Recovery of medical costs including future care. Your Uber accident lawyer in Michigan will consult with your doctors and medical experts to determine an adequate amount
- Recovery of lost income. This includes income lost during recovery time away from work and future wage and benefit losses if you cannot go back to work
- The value of property destroyed or the cost of repairs
- Additional economic losses were incurred by the accident. You may need to hire others to fulfill responsibilities you cannot manage any longer, such as childcare, house and property maintenance, or driving duties
- Acknowledgment of your physical pain and other injury consequences, including disfigurement and limited mobility, among others
- Acknowledgement of the emotional distress your accident and the after-effects have caused
- Compensation for your reduced enjoyment of life
Do not risk undervaluing your accident claim. Victims do not always immediately recognize the extent of their losses or know how to anticipate their future needs. With help from an experienced Uber accident attorney, Michigan from White Law PLLC, rest assured none of your needs will be overlooked.
With White Law PLLC, Your Needs Come First
If you are in an Uber-involved accident and suffered injuries caused by another party’s negligence, you have the right to compensation. White Law PLLC puts clients’ needs first, and a Michigan Uber accident lawyer from White Law PLLC will keep your needs front and center as we work toward securing you fair and substantial compensation. With a call or a message, you can schedule a free consultation. We hope to hear from you today.
We’re Experienced. We Care.
We Exceed Client Expectations.
